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Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans. You must be enrolled in Part A and Part B to join a Medicare Advantage Plan. You are still in the Medicare program, but you will receive your benefits through the plan instead of through Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage. Part C plans musty cover all of the benefits offered by Medicare Part A and Part B. Many plans also provide prescription drug coverage and additional benefits like routine dental, vision, hearing, and gym memberships.
Premiums: Vary by plan. You will still pay your Part B premium, and Part A if you have one.
Deductible: Vary by plans. Part A and B deductibles do not apply
Copayment: Vary by plan. Most plans charge copays for services and benefits.
Coinsurance: Plans set their own coinsurance terms and percentages.